Cash-out refinance lenders in Johnson County, Iowa
Fat Boy Data analyzed cash-out refinance activity in Johnson County, Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 987 applications were decided by 80 lenders between 2023 and 2025.
Johnson County at a glance
How Johnson County compares
What the data shows
GREENSTATE Credit Union made the most cash-out refinances in Johnson County, IA, 422 of them.
That is 57% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.
Hills Bank and Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 98% of 57.
Lenders approved 78.6% of cash-out refinance applications in Johnson County, IA, 6.9 percentage points above the Iowa rate of 71.7%.
The typical cash-out refinance here is $85K, 37% smaller than the Iowa typical of $135K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Johnson County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | GREENSTATE Credit Union | 91% | 448 / 490 | 94% | $85K | 422 |
| 2 | Rocket Mortgage, LLC | 72% | 76 / 106 | 99% | $145K | 75 |
| 3 | Hills Bank and Trust Company | 98% | 56 / 57 | 96% | $185K | 54 |
| 4 | Amerisave Mortgage Corporation | 18% | 5 / 28 | 100% | $75K | 5 |
| 5 | Veridian Credit Union | 95% | 19 / 20 | 95% | $255K | 18 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 75 more lenders.
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