Investment property improvement lenders in Kennebec County, Maine
Fat Boy Data analyzed investment home improvement loan activity in Kennebec County, Maine to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 152 applications were decided by 33 lenders between 2023 and 2025.
Kennebec County at a glance
How Kennebec County compares
What the data shows
Kennebec Savings Bank made the most investment home improvement loans in Kennebec County, ME, 48 of them.
That is 43% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Kennebec Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 87% of 60.
Lenders approved 77.6% of investment home improvement loan applications in Kennebec County, ME, 9.2 percentage points above the Maine rate of 68.5%.
The typical investment home improvement loan here is $85K, 37% smaller than the Maine typical of $135K.
No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Investment property improvement lenders in Kennebec County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Kennebec Savings Bank | 87% | 52 / 60 | 92% | $85K | 48 |
| 2 | The Camden National BankLimited sample | 74% | 14 / 19 | 100% | $85K | 14 |
| 3 | Bangor Savings BankLimited sample | 62% | 8 / 13 | 100% | $155K | 8 |
| 4 | TD Bank, National AssociationLimited sample | 44% | 4 / 9 | 100% | $385K | 4 |
| 5 | First National BankLimited sample | 100% | 6 / 6 | 100% | $75K | 6 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 28 more lenders.
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