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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Kennebec County, Maine

Fat Boy Data analyzed investment property refinance activity in Kennebec County, Maine to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 152 applications were decided by 41 lenders between 2023 and 2025.

Kennebec County at a glance

41Active lenders1 with 20+ decisions
83.5%Market approval rate127 of 152 decided
$185KTypical loanmedian lender, $10K brackets
94%Borrower take-up119 loans funded

How Kennebec County compares

Approval rate compared
Kennebec County83.5%Maine78.2%All 616 counties77.7%
Typical loan compared
Kennebec County$185KMaine$255KAll 616 counties$235K

What the data shows

Kennebec Savings Bank made the most investment property refinances in Kennebec County, ME, 46 of them.

That is 39% of every investment property refinance originated here, so this market is unusually concentrated in one lender.

Kennebec Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 88% of 58.

Lenders approved 83.5% of investment property refinance applications in Kennebec County, ME, 5.3 percentage points above the Maine rate of 78.2%.

The typical investment property refinance here is $185K, 27% smaller than the Maine typical of $255K.

Investment property refinance lenders in Kennebec County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kennebec Savings Bank88%51 / 5890%$185K46
2Kiavi Funding, Inc.Limited sample100%12 / 12100%$255K12
3The Camden National BankLimited sample82%9 / 11100%$165K9
4Maine State Credit UnionLimited sample100%9 / 9100%$215K9
5Bangor Savings BankLimited sample60%3 / 5100%$275K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 36 more lenders.

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