HomeMainePenobscot CountyInvestment home improvement
investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Penobscot County, Maine

Fat Boy Data analyzed investment home improvement loan activity in Penobscot County, Maine to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 155 applications were decided by 28 lenders between 2023 and 2025.

Penobscot County at a glance

28Active lenders2 with 20+ decisions
72.9%Market approval rate113 of 155 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up107 loans funded

How Penobscot County compares

Approval rate compared
Penobscot County72.9%Maine68.5%All 616 counties51.2%
Typical loan compared
Penobscot County$125KMaine$135KAll 616 counties$115K

What the data shows

First National Bank made the most investment home improvement loans in Penobscot County, ME, 22 of them.

First National Bank approved the highest share of applications among lenders with at least 20 decisions here, 96% of 23.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Penobscot County

LenderApprovalApprovedTaken upTypical loanLoans made
1Bangor Savings Bank65%20 / 3195%$135K19
2First National Bank96%22 / 23100%$135K22
3The Camden National BankLimited sample67%10 / 15100%$95K10
4Machias Savings BankLimited sample93%14 / 1593%$125K13
5Maine Savings Federal Credit UnionLimited sample100%8 / 8100%$75K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 23 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest investment home improvement loan lenders in Penobscot County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Penobscot County

Nearby markets