Investment property refinance lenders in Penobscot County, Maine
Fat Boy Data analyzed investment property refinance activity in Penobscot County, Maine to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 172 applications were decided by 38 lenders between 2023 and 2025.
Penobscot County at a glance
How Penobscot County compares
What the data shows
Lincoln Maine Federal Credit Union made the most investment property refinances in Penobscot County, ME, 21 of them.
Machias Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 95% of 20.
Lenders approved 84.3% of investment property refinance applications in Penobscot County, ME, 6.1 percentage points above the Maine rate of 78.2%.
The typical investment property refinance here is $145K, 43% smaller than the Maine typical of $255K.
Investment property refinance lenders in Penobscot County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Bangor Savings Bank | 69% | 18 / 26 | 100% | $145K | 18 |
| 2 | Lincoln Maine Federal Credit Union | 91% | 21 / 23 | 100% | $105K | 21 |
| 3 | Machias Savings Bank | 95% | 19 / 20 | 89% | $205K | 17 |
| 4 | First National BankLimited sample | 100% | 14 / 14 | 100% | $135K | 14 |
| 5 | The Camden National BankLimited sample | 100% | 10 / 10 | 100% | $105K | 10 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 33 more lenders.
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