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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Baltimore County, Maryland

Fat Boy Data analyzed investment home improvement loan activity in Baltimore County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 591 applications were decided by 79 lenders between 2023 and 2025.

Baltimore County at a glance

79Active lenders8 with 20+ decisions
33.3%Market approval rate197 of 591 decided
$75KTypical loanmedian lender, $10K brackets
94%Borrower take-up186 loans funded

How Baltimore County compares

Approval rate compared
Baltimore County33.3%Maryland35.4%All 616 counties51.2%
Typical loan compared
Baltimore County$75KMaryland$75KAll 616 counties$115K

What the data shows

TD Bank, National Association made the most investment home improvement loans in Baltimore County, MD, 23 of them.

Rocket Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 54% of 24.

Only 1 lender here typically writes at or below $35K: Truist Bank.

Approval rate of all 8 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 3% approved of 33Truist Bank: 10% approved of 20State Employees Credit Union of Maryland, Incorporated: 12% approved of 56Navy Federal Credit Union: 19% approved of 108PNC Bank, National Association: 19% approved of 21Deephaven Mortgage LLC: 48% approved of 25TD Bank, National Association: 49% approved of 47Rocket Mortgage, LLC: 54% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property improvement lenders in Baltimore County

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit Union19%20 / 108100%$65K20
2State Employees Credit Union of Maryland, Incorporated12%7 / 56100%$65K7
3TD Bank, National Association49%23 / 47100%$65K23
4Bank of America, National Association3%1 / 33100%$65K1
5Deephaven Mortgage LLC48%12 / 25100%$135K12

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 74 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Baltimore County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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