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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Harford County, Maryland

Fat Boy Data analyzed investment home improvement loan activity in Harford County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 77 applications were decided by 25 lenders between 2023 and 2025.

Harford County at a glance

25Active lenders0 with 20+ decisions
42.9%Market approval rate33 of 77 decided
$65KTypical loanmedian lender, $10K brackets
85%Borrower take-up28 loans funded

How Harford County compares

Approval rate compared
Harford County42.9%Maryland35.4%All 616 counties51.2%
Typical loan compared
Harford County$65KMaryland$75KAll 616 counties$115K

What the data shows

Homebridge Financial Services, Inc. made the most investment home improvement loans in Harford County, MD, 5 of them.

Lenders approved 42.9% of investment home improvement loan applications in Harford County, MD, 7.4 percentage points above the Maryland rate of 35.4%.

The typical investment home improvement loan here is $65K, 13% smaller than the Maryland typical of $75K.

Investment property improvement lenders in Harford County

LenderApprovalApprovedTaken upTypical loanLoans made
1Navy Federal Credit UnionLimited sample33%4 / 12100%$105K4
2Aberdeen Proving Ground Federal Credit UnionLimited sample50%5 / 1040%$15K2
3Spring Eq, LLCLimited sample50%3 / 667%$45K2
4Homebridge Financial Services, Inc.Limited sample100%6 / 683%$55K5
5Manufacturers and Traders Trust CompanyLimited sample40%2 / 5100%$105K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 20 more lenders.

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