HomeMarylandHarford CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Harford County, Maryland

Fat Boy Data analyzed investment cash-out refinance activity in Harford County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 222 applications were decided by 74 lenders between 2023 and 2025.

Harford County at a glance

74Active lenders1 with 20+ decisions
79.3%Market approval rate176 of 222 decided
$165KTypical loanmedian lender, $10K brackets
93%Borrower take-up163 loans funded

How Harford County compares

Approval rate compared
Harford County79.3%Maryland70.4%All 616 counties73.1%
Typical loan compared
Harford County$165KMaryland$155KAll 616 counties$205K

What the data shows

Freedom of Maryland Federal Credit Union made the most investment cash-out refinances in Harford County, MD, 20 of them.

Freedom of Maryland Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Lenders approved 79.3% of investment cash-out refinance applications in Harford County, MD, 8.9 percentage points above the Maryland rate of 70.4%.

Investment property cash-out lenders in Harford County

LenderApprovalApprovedTaken upTypical loanLoans made
1Freedom of Maryland Federal Credit Union100%20 / 20100%$145K20
2Rocket Mortgage, LLCLimited sample77%10 / 13100%$195K10
3United Wholesale Mortgage, LLCBroker only73%8 / 11100%$255K8
4Ocmbc, Inc.Broker only80%8 / 1062%$165K5
5Temple View Capital Funding, LpLimited sample90%9 / 10100%$205K9

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 69 more lenders.

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