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investment property lenders · HMDA 2023–2025

Investment property lenders in Harford County, Maryland

Fat Boy Data analyzed investment property mortgage activity in Harford County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 655 applications were decided by 154 lenders between 2023 and 2025.

Harford County at a glance

154Active lenders4 with 20+ decisions
88.7%Market approval rate581 of 655 decided
$215KTypical loanmedian lender, $10K brackets
95%Borrower take-up552 loans funded

How Harford County compares

Approval rate compared
Harford County88.7%Maryland83.1%All 616 counties87.5%
Typical loan compared
Harford County$215KMaryland$195KAll 616 counties$255K

What the data shows

Kiavi Funding, Inc. made the most investment property mortgages in Harford County, MD, 46 of them.

Freedom of Maryland Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Lenders approved 88.7% of investment property mortgage applications in Harford County, MD, 5.6 percentage points above the Maryland rate of 83.1%.

The typical investment property mortgage here is $215K, 10% larger than the Maryland typical of $195K.

Investment property lenders in Harford County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.96%47 / 4998%$245K46
2Civic Financial Services, LLC92%23 / 25100%$195K23
3Dominion Financial Services, LLCBroker only100%23 / 2378%$215K18
4Freedom of Maryland Federal Credit Union100%21 / 21100%$205K21
5Rocket Mortgage, LLCLimited sample89%17 / 19100%$205K17

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 149 more lenders.

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