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investment property lenders · HMDA 2023–2025

Investment property lenders in Cecil County, Maryland

Fat Boy Data analyzed investment property mortgage activity in Cecil County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 289 applications were decided by 111 lenders between 2023 and 2025.

Cecil County at a glance

111Active lenders1 with 20+ decisions
88.2%Market approval rate255 of 289 decided
$215KTypical loanmedian lender, $10K brackets
95%Borrower take-up243 loans funded

How Cecil County compares

Approval rate compared
Cecil County88.2%Maryland83.1%All 616 counties87.5%
Typical loan compared
Cecil County$215KMaryland$195KAll 616 counties$255K

What the data shows

Guild Mortgage Company LLC made the most investment property mortgages in Cecil County, MD, 18 of them.

Guild Mortgage Company LLC approved the highest share of applications among lenders with at least 20 decisions here, 95% of 20.

Lenders approved 88.2% of investment property mortgage applications in Cecil County, MD, 5.1 percentage points above the Maryland rate of 83.1%.

The typical investment property mortgage here is $215K, 10% larger than the Maryland typical of $195K.

Investment property lenders in Cecil County

LenderApprovalApprovedTaken upTypical loanLoans made
1Guild Mortgage Company LLC95%19 / 2095%$205K18
2Kiavi Funding, Inc.Limited sample81%13 / 16100%$215K13
3Harford BankLimited sample100%10 / 10100%$205K10
4Dominion Financial Services, LLCBroker only100%9 / 967%$135K6
5Pike Creek Mortgage Services, Inc.Limited sample100%8 / 8100%$245K8

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 106 more lenders.

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