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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Frederick County, Maryland

Fat Boy Data analyzed home purchase mortgage activity in Frederick County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,537 applications were decided by 378 lenders between 2023 and 2025.

Frederick County at a glance

378Active lenders97 with 20+ decisions
92.5%Market approval rate10,678 of 11,537 decided
$415KTypical loanmedian lender, $10K brackets
98%Borrower take-up10,458 loans funded

How Frederick County compares

Approval rate compared
Frederick County92.5%Maryland89.2%All 616 counties87.6%
Typical loan compared
Frederick County$415KMaryland$405KAll 616 counties$335K

What the data shows

NVR Mortgage Finance, Inc. made the most home purchase mortgages in Frederick County, MD, 942 of them.

Cmg Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 120.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Pentagon Federal Credit Union: 69% approved of 51Bank of America, National Association: 72% approved of 138USAA Federal Savings Bank: 74% approved of 46K. Hovnanian American Mortgage, L.L.C.: 76% approved of 122Pennymac Loan Services, LLC: 79% approved of 131Fulton Bank, National Association: 82% approved of 78First National Bank of Pennsylvania: 84% approved of 73PNC Bank, National Association: 86% approved of 79Navy Federal Credit Union: 86% approved of 296NVR Mortgage Finance, Inc.: 86% approved of 1,092Mortgage Research Center, LLC: 86% approved of 132Freedom Mortgage Corporation: 86% approved of 74Lower, LLC: 88% approved of 65JPMorgan Chase Bank, National Association: 88% approved of 66Manufacturers and Traders Trust Company: 88% approved of 94Mde Home Loans, LLC: 89% approved of 65United Wholesale Mortgage, LLC: 90% approved of 439Truist Bank: 92% approved of 236Rocket Mortgage, LLC: 92% approved of 578Lennar Mortgage, LLC: 92% approved of 234Wells Fargo Bank, National Association: 93% approved of 57Provident Funding Associates, L.P.: 94% approved of 63Bay Capital Mortgage Corporation: 94% approved of 67Primary Residential Mortgage, Inc.: 95% approved of 115Movement Mortgage, LLC: 95% approved of 96United Bank: 95% approved of 58Fairway Independent Mortgage Corporation: 95% approved of 102Envoy Mortgage, Ltd: 95% approved of 86Prosperity Home Mortgage, LLC: 96% approved of 180Ameris Bank: 96% approved of 45The Loan Store, Inc.: 96% approved of 45Sandy Spring Bank: 96% approved of 69Dhi Mortgage Company, Ltd.: 96% approved of 353State Employees Credit Union of Maryland, Incorporated: 96% approved of 57Guaranteed Rate, Inc.: 97% approved of 130Newrez LLC: 97% approved of 99Homespire Mortgage Corporation: 97% approved of 74Presidential Bank, FSB: 98% approved of 206George Mason Mortgage, LLC: 98% approved of 92First Savings Mortgage Corporation: 98% approved of 48Vellum Mortgage, Inc.: 98% approved of 108Primelending, A Plainscapital Company: 98% approved of 111Integrity Home Mortgage Corporation: 98% approved of 115Embrace Home Loans, Inc.: 98% approved of 181Draper and Kramer Mortgage Corp.: 99% approved of 71Capital Bank, National Association: 99% approved of 75Direct Mortgage Loans, LLC: 99% approved of 160First Heritage Mortgage, LLC: 99% approved of 162TowneBank: 99% approved of 337Swbc Mortgage Corporation: 99% approved of 87Crosscountry Mortgage, LLC: 99% approved of 205Bay Equity LLC: 99% approved of 104Atlantic Coast Mortgage, LLC: 99% approved of 212Shore United Bank, National Association: 99% approved of 222Guild Mortgage Company LLC: 99% approved of 124First Home Mortgage Corporation: 100% approved of 238Nfm, Inc.: 100% approved of 251Cmg Mortgage, Inc.: 100% approved of 120The Mortgage Link, Inc.: 100% approved of 106Fidelity Direct Mortgage, LLC: 100% approved of 56

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Frederick County

LenderApprovalApprovedTaken upTypical loanLoans made
1NVR Mortgage Finance, Inc.86%942 / 1,092100%$455K942
2Rocket Mortgage, LLC92%533 / 57899%$415K529
3United Wholesale Mortgage, LLCBroker only90%397 / 43998%$415K391
4Dhi Mortgage Company, Ltd.96%338 / 35399%$475K335
5TowneBank99%333 / 33799%$395K329

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 373 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Frederick County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Frederick County

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Nearby markets

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