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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Howard County, Maryland

Fat Boy Data analyzed home purchase mortgage activity in Howard County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 10,597 applications were decided by 392 lenders between 2023 and 2025.

Howard County at a glance

392Active lenders100 with 20+ decisions
89.9%Market approval rate9,528 of 10,597 decided
$475KTypical loanmedian lender, $10K brackets
97%Borrower take-up9,279 loans funded

How Howard County compares

Approval rate compared
Howard County89.9%Maryland89.2%All 616 counties87.6%
Typical loan compared
Howard County$475KMaryland$405KAll 616 counties$335K

What the data shows

NVR Mortgage Finance, Inc. made the most home purchase mortgages in Howard County, MD, 551 of them.

First Heritage Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 70.

The typical home purchase mortgage here is $475K, 17% larger than the Maryland typical of $405K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 16% approved of 154Triad Financial Services, Inc.: 41% approved of 90Pentagon Federal Credit Union: 51% approved of 70Bank of America, National Association: 75% approved of 191TOWER Federal Credit Union: 78% approved of 123PNC Bank, National Association: 82% approved of 50Navy Federal Credit Union: 84% approved of 244NVR Mortgage Finance, Inc.: 84% approved of 655Citizens Bank, National Association: 85% approved of 55Wells Fargo Bank, National Association: 86% approved of 99U.S. Bank National Association: 87% approved of 47Manufacturers and Traders Trust Company: 88% approved of 113Truist Bank: 88% approved of 323Mortgage Research Center, LLC: 89% approved of 97Sandy Spring Bank: 89% approved of 45Newrez LLC: 90% approved of 106Rocket Mortgage, LLC: 90% approved of 500First National Bank of Pennsylvania: 90% approved of 210TD Bank, National Association: 90% approved of 60Fulton Bank, National Association: 91% approved of 149Pennymac Loan Services, LLC: 91% approved of 129United Wholesale Mortgage, LLC: 92% approved of 507Ameris Bank: 92% approved of 50State Employees Credit Union of Maryland, Incorporated: 93% approved of 123JPMorgan Chase Bank, National Association: 93% approved of 170WesBanco Bank, Inc.: 93% approved of 46Lennar Mortgage, LLC: 94% approved of 124Bay Capital Mortgage Corporation: 94% approved of 106Provident Funding Associates, L.P.: 95% approved of 92Shore United Bank, National Association: 95% approved of 78Movement Mortgage, LLC: 95% approved of 82Dhi Mortgage Company, Ltd.: 95% approved of 43Freedom Mortgage Corporation: 96% approved of 67Fairway Independent Mortgage Corporation: 96% approved of 148TowneBank: 96% approved of 252Crosscountry Mortgage, LLC: 96% approved of 158Presidential Bank, FSB: 96% approved of 80Guaranteed Rate Affinity, LLC: 96% approved of 108Prosperity Home Mortgage, LLC: 96% approved of 278Embrace Home Loans, Inc.: 96% approved of 167Guild Mortgage Company LLC: 96% approved of 85Primary Residential Mortgage, Inc.: 96% approved of 142Atlantic Coast Mortgage, LLC: 96% approved of 57Bay Equity LLC: 97% approved of 104Swbc Mortgage Corporation: 97% approved of 106Cmg Mortgage, Inc.: 97% approved of 72Guaranteed Rate, Inc.: 97% approved of 115First Home Mortgage Corporation: 97% approved of 434Meridian Bank: 98% approved of 126Union Home Mortgage Corp.: 98% approved of 42Nfm, Inc.: 98% approved of 181Lower, LLC: 98% approved of 46Credit Union Mortgage Association, Inc.: 98% approved of 52First Savings Mortgage Corporation: 98% approved of 52Churchill Mortgage Corporation: 99% approved of 67Direct Mortgage Loans, LLC: 99% approved of 90First Heritage Mortgage, LLC: 100% approved of 70Dollar Bank, Federal Savings Bank: 100% approved of 54Primelending, A Plainscapital Company: 100% approved of 45Fidelity Direct Mortgage, LLC: 100% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Howard County

LenderApprovalApprovedTaken upTypical loanLoans made
1NVR Mortgage Finance, Inc.84%551 / 655100%$595K551
2United Wholesale Mortgage, LLCBroker only92%466 / 50799%$485K463
3Rocket Mortgage, LLC90%449 / 50099%$465K445
4First Home Mortgage Corporation97%423 / 434100%$445K421
5Truist Bank88%285 / 32399%$455K282

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 387 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Howard County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Nearby markets

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