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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Carroll County, Maryland

Fat Boy Data analyzed home purchase mortgage activity in Carroll County, Maryland to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,286 applications were decided by 292 lenders between 2023 and 2025.

Carroll County at a glance

292Active lenders61 with 20+ decisions
94.1%Market approval rate4,973 of 5,286 decided
$385KTypical loanmedian lender, $10K brackets
98%Borrower take-up4,884 loans funded

How Carroll County compares

Approval rate compared
Carroll County94.1%Maryland89.2%All 616 counties87.6%
Typical loan compared
Carroll County$385KMaryland$405KAll 616 counties$335K

What the data shows

First Home Mortgage Corporation made the most home purchase mortgages in Carroll County, MD, 261 of them.

Embrace Home Loans, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 79.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%USAA Federal Savings Bank: 62% approved of 24TOWER Federal Credit Union: 80% approved of 56Bank of America, National Association: 81% approved of 36NVR Mortgage Finance, Inc.: 82% approved of 74PNC Bank, National Association: 83% approved of 63Truist Bank: 85% approved of 118Fulton Bank, National Association: 86% approved of 49Kind Lending, LLC: 86% approved of 22Pennymac Loan Services, LLC: 88% approved of 57Manufacturers and Traders Trust Company: 89% approved of 56Sierra Pacific Mortgage Company, Inc.: 90% approved of 29Navy Federal Credit Union: 90% approved of 88First National Bank of Pennsylvania: 91% approved of 65Integrity Home Mortgage Corporation: 91% approved of 22Farmers and Merchants Bank: 92% approved of 25Primelending, A Plainscapital Company: 92% approved of 25Mutual of Omaha Mortgage, Inc.: 93% approved of 27Sandy Spring Bank: 94% approved of 31Freedom Mortgage Corporation: 94% approved of 32United Wholesale Mortgage, LLC: 94% approved of 299Rocket Mortgage, LLC: 95% approved of 264Presidential Bank, FSB: 95% approved of 61Mortgage Research Center, LLC: 96% approved of 69First Financial of Maryland Federal Credit Union: 96% approved of 24Lower, LLC: 96% approved of 24Prosperity Home Mortgage, LLC: 96% approved of 104Bay Capital Mortgage Corporation: 96% approved of 80Swbc Mortgage Corporation: 96% approved of 85First Heritage Mortgage, LLC: 97% approved of 61Guaranteed Rate Affinity, LLC: 97% approved of 61Newrez LLC: 97% approved of 64Plains Commerce Bank: 97% approved of 34Ameris Bank: 97% approved of 35Nfm, Inc.: 98% approved of 178State Employees Credit Union of Maryland, Incorporated: 98% approved of 45Crosscountry Mortgage, LLC: 98% approved of 109Primary Residential Mortgage, Inc.: 99% approved of 203Meridian Bank: 99% approved of 68Guild Mortgage Company LLC: 99% approved of 72Movement Mortgage, LLC: 99% approved of 145TowneBank: 99% approved of 147Shore United Bank, National Association: 99% approved of 77Fairway Independent Mortgage Corporation: 99% approved of 81First Home Mortgage Corporation: 99% approved of 264Direct Mortgage Loans, LLC: 99% approved of 103Embrace Home Loans, Inc.: 100% approved of 79Cmg Mortgage, Inc.: 100% approved of 59Atlantic Coast Mortgage, LLC: 100% approved of 48Guaranteed Rate, Inc.: 100% approved of 43Originpoint LLC: 100% approved of 36Bay Equity LLC: 100% approved of 32Keystone Funding, Inc.: 100% approved of 29Luminate Home Loans, Inc.: 100% approved of 28Wells Fargo Bank, National Association: 100% approved of 27WesBanco Bank, Inc.: 100% approved of 27Provident Funding Associates, L.P.: 100% approved of 27Das Acquisition Company, LLC: 100% approved of 27Mortgage Equity Partners LLC: 100% approved of 26Caliber Home Loans, Inc.: 100% approved of 23JPMorgan Chase Bank, National Association: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Carroll County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only94%281 / 299100%$405K280
2Rocket Mortgage, LLC95%251 / 26499%$385K249
3First Home Mortgage Corporation99%261 / 264100%$385K261
4Primary Residential Mortgage, Inc.99%200 / 203100%$345K200
5Nfm, Inc.98%174 / 17899%$375K173

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 287 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Carroll County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Carroll County

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Nearby markets

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