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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Norfolk County, Massachusetts

Fat Boy Data analyzed cash-out refinance activity in Norfolk County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,490 applications were decided by 266 lenders between 2023 and 2025.

Norfolk County at a glance

266Active lenders45 with 20+ decisions
72.2%Market approval rate3,243 of 4,490 decided
$225KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,127 loans funded

How Norfolk County compares

Approval rate compared
Norfolk County72.2%Massachusetts71.0%All 616 counties68.2%
Typical loan compared
Norfolk County$225KMassachusetts$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Norfolk County, MA, 744 of them.

Leader Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 98% of 87.

The typical cash-out refinance here is $225K, 29% larger than the Massachusetts typical of $175K.

Approval rate of all 45 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 18% approved of 39Amerisave Mortgage Corporation: 25% approved of 272Lakeview Loan Servicing, LLC: 39% approved of 49Newrez LLC: 42% approved of 246New American Funding, LLC: 45% approved of 47Mutual of Omaha Mortgage, Inc.: 50% approved of 62Rockland Trust Company: 55% approved of 31Eastern Bank: 55% approved of 31Lower, LLC: 58% approved of 24Fairway Independent Mortgage Corporation: 62% approved of 26Bluestone Bank: 62% approved of 21Quorum Federal Credit Union: 62% approved of 29Wells Fargo Bank, National Association: 63% approved of 27Loandepot.Com, LLC: 66% approved of 140The Federal Savings Bank: 69% approved of 26Sofi Bank, N.A.tional Association: 70% approved of 30Flagstar Bank, National Association: 71% approved of 31Pennymac Loan Services, LLC: 71% approved of 63Navy Federal Credit Union: 72% approved of 36Freedom Mortgage Corporation: 73% approved of 63Harborone Mortgage, LLC: 73% approved of 30United Wholesale Mortgage, LLC: 73% approved of 169First Technology: 74% approved of 125Tremont Credit Union: 75% approved of 20Dedham Institution For Savings: 76% approved of 45ROCKLAND Federal Credit Union: 76% approved of 82Quincy Credit Union: 77% approved of 69Citizens Bank, National Association: 78% approved of 64Guild Mortgage Company LLC: 79% approved of 38OneLocal Bank: 81% approved of 36METRO Credit Union: 81% approved of 43Cmg Mortgage, Inc.: 84% approved of 31Nationstar Mortgage LLC: 84% approved of 102Rocket Mortgage, LLC: 86% approved of 899SHARON & CRESCENT UNITED Credit Union: 87% approved of 46U.S. Bank National Association: 88% approved of 24JPMorgan Chase Bank, National Association: 90% approved of 50Reliance First Capital, LLC: 90% approved of 20Bank of America, National Association: 91% approved of 22Guaranteed Rate, Inc.: 92% approved of 64Radius Financial Group Inc.: 93% approved of 27Movement Mortgage, LLC: 93% approved of 30Crosscountry Mortgage, LLC: 94% approved of 53Dean Co-operative Bank: 95% approved of 44Leader Bank, National Association: 98% approved of 87

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Norfolk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC86%770 / 89997%$155K744
2Amerisave Mortgage Corporation25%68 / 27296%$105K65
3Newrez LLC42%103 / 24698%$225K101
4United Wholesale Mortgage, LLCBroker only73%124 / 16995%$395K118
5Loandepot.Com, LLC66%93 / 14098%$395K91

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 261 more lenders.

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