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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Suffolk County, Massachusetts

Fat Boy Data analyzed cash-out refinance activity in Suffolk County, Massachusetts to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,454 applications were decided by 208 lenders between 2023 and 2025.

Suffolk County at a glance

208Active lenders28 with 20+ decisions
61.1%Market approval rate1,500 of 2,454 decided
$305KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,428 loans funded

How Suffolk County compares

Approval rate compared
Suffolk County61.1%Massachusetts71.0%All 616 counties68.2%
Typical loan compared
Suffolk County$305KMassachusetts$175KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Suffolk County, MA, 289 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 94% of 31.

Lenders approved 61.1% of cash-out refinance applications in Suffolk County, MA, 9.9 percentage points below the Massachusetts rate of 71.0%.

The typical cash-out refinance here is $305K, 74% larger than the Massachusetts typical of $175K.

Approval rate of all 28 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 0% approved of 21Lakeview Loan Servicing, LLC: 11% approved of 27Amerisave Mortgage Corporation: 23% approved of 204Navy Federal Credit Union: 29% approved of 21Newrez LLC: 31% approved of 166New American Funding, LLC: 36% approved of 25Mutual of Omaha Mortgage, Inc.: 49% approved of 43Eastern Bank: 52% approved of 31Loandepot.Com, LLC: 54% approved of 95Wells Fargo Bank, National Association: 57% approved of 23Citizens Bank, National Association: 58% approved of 53First Technology: 60% approved of 20Nationstar Mortgage LLC: 62% approved of 50Tremont Credit Union: 62% approved of 24Guaranteed Rate, Inc.: 67% approved of 33Freedom Mortgage Corporation: 68% approved of 34United Wholesale Mortgage, LLC: 70% approved of 119City Of Boston Credit Union: 70% approved of 47Pennymac Loan Services, LLC: 71% approved of 34Rocket Mortgage, LLC: 71% approved of 421Primelending, A Plainscapital Company: 75% approved of 20Plaza Home Mortgage, Inc.: 81% approved of 21Bank of America, National Association: 85% approved of 20JPMorgan Chase Bank, National Association: 87% approved of 39METRO Credit Union: 87% approved of 71Leader Bank, National Association: 91% approved of 22Msa Mortgage, LLC: 92% approved of 25Crosscountry Mortgage, LLC: 94% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Suffolk County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC71%299 / 42197%$235K289
2Amerisave Mortgage Corporation23%46 / 20491%$105K42
3Newrez LLC31%51 / 16690%$255K46
4United Wholesale Mortgage, LLCBroker only70%83 / 11998%$405K81
5Loandepot.Com, LLC54%51 / 9598%$425K50

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 203 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Suffolk County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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