HomeMichiganBerrien CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Berrien County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Berrien County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,118 applications were decided by 145 lenders between 2023 and 2025.

Berrien County at a glance

145Active lenders20 with 20+ decisions
69.1%Market approval rate1,464 of 2,118 decided
$125KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,388 loans funded

How Berrien County compares

Approval rate compared
Berrien County69.1%Michigan71.5%All 616 counties68.2%
Typical loan compared
Berrien County$125KMichigan$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Berrien County, MI, 301 of them.

Sturgis Bank & Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 21.

Approval rate of all 20 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 13% approved of 23Amerisave Mortgage Corporation: 29% approved of 102New Day Financial, LLC: 42% approved of 31Carrington Mortgage Services, LLC: 46% approved of 105Newrez LLC: 51% approved of 39Everwise Credit Union: 53% approved of 43Freedom Mortgage Corporation: 59% approved of 341st Source Bank: 65% approved of 31Nationstar Mortgage LLC: 69% approved of 39Loandepot.Com, LLC: 70% approved of 71Honor Credit Union: 74% approved of 283United Wholesale Mortgage, LLC: 74% approved of 81GoodLeap, LLC: 74% approved of 31Fifth Third Bank, National Association: 76% approved of 74Rocket Mortgage, LLC: 78% approved of 395Notre Dame Federal Credit Union Corporation: 81% approved of 42The Huntington National Bank: 82% approved of 113United Federal Credit Union: 85% approved of 150Oak Mortgage, LLC: 95% approved of 20Sturgis Bank & Trust Company: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Berrien County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%310 / 39597%$125K301
2Honor Credit Union74%208 / 28396%$125K200
3United Federal Credit Union85%128 / 15098%$125K125
4The Huntington National Bank82%93 / 11397%$95K90
5Carrington Mortgage Services, LLC46%48 / 10581%$125K39

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 140 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Berrien County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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