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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Berrien County, Michigan

Fat Boy Data analyzed home purchase mortgage activity in Berrien County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,427 applications were decided by 262 lenders between 2023 and 2025.

Berrien County at a glance

262Active lenders38 with 20+ decisions
83.5%Market approval rate4,532 of 5,427 decided
$205KTypical loanmedian lender, $10K brackets
94%Borrower take-up4,262 loans funded

How Berrien County compares

Approval rate compared
Berrien County83.5%Michigan84.6%All 616 counties87.6%
Typical loan compared
Berrien County$205KMichigan$235KAll 616 counties$335K

What the data shows

United Federal Credit Union made the most home purchase mortgages in Berrien County, MI, 656 of them.

Cardinal Financial Company, Limited Partnership approved the highest share of applications among lenders with at least 20 decisions here, 100% of 60.

The typical home purchase mortgage here is $205K, 13% smaller than the Michigan typical of $235K.

Approval rate of all 38 lenders with 20+ decisions here
0%25%50%75%100%Tammac Holdings Corporation: 18% approved of 5521St Mortgage Corporation: 23% approved of 257GREENSTATE Credit Union: 49% approved of 45Triad Financial Services, Inc.: 50% approved of 379Zippy Loans, LLC: 58% approved of 31Horizon Bank: 73% approved of 155Flagstar Bank, National Association: 76% approved of 76Neighborhood Loans, Inc.: 76% approved of 38Navy Federal Credit Union: 78% approved of 37Fifth Third Bank, National Association: 79% approved of 124Mortgage Research Center, LLC: 86% approved of 90Rocket Mortgage, LLC: 86% approved of 216JPMorgan Chase Bank, National Association: 86% approved of 93Circle Federal Credit Union: 87% approved of 23The Huntington National Bank: 87% approved of 62Loandepot.Com, LLC: 87% approved of 39United Wholesale Mortgage, LLC: 91% approved of 1291st Source Bank: 92% approved of 50Honor Credit Union: 93% approved of 602Ruoff Mortgage Company, Inc.: 93% approved of 236United Federal Credit Union: 94% approved of 705Crosscountry Mortgage, LLC: 94% approved of 69Everwise Credit Union: 95% approved of 40Gvc Mortgage, Inc.: 95% approved of 20Guaranteed Rate, Inc.: 95% approved of 103Lake Michigan Credit Union: 95% approved of 66Inspire Home Loans Inc.: 95% approved of 22Independent Bank: 96% approved of 51Fairway Independent Mortgage Corporation: 96% approved of 28Consumers Credit Union: 97% approved of 31Sturgis Bank & Trust Company: 97% approved of 68Proper Rate, LLC: 97% approved of 34Ark-La-Tex Financial Services, LLC.: 97% approved of 36Union Home Mortgage Corp.: 97% approved of 373Hallmark Home Mortgage, LLC: 97% approved of 78Oak Mortgage, LLC: 99% approved of 101Cardinal Financial Company, Limited Partnership: 100% approved of 60Notre Dame Federal Credit Union Corporation: 100% approved of 38

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Berrien County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Federal Credit Union94%662 / 70599%$205K656
2Honor Credit Union93%558 / 60298%$215K545
3Triad Financial Services, Inc.50%189 / 37948%$45K91
4Union Home Mortgage Corp.97%363 / 37399%$185K359
521St Mortgage Corporation23%60 / 25795%$65K57

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 257 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Berrien County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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