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refinance lenders · HMDA 2023–2025

Refinance lenders in Berrien County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Berrien County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,386 applications were decided by 141 lenders between 2023 and 2025.

Berrien County at a glance

141Active lenders11 with 20+ decisions
76.7%Market approval rate1,063 of 1,386 decided
$105KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,005 loans funded

How Berrien County compares

Approval rate compared
Berrien County76.7%Michigan78.1%All 616 counties76.5%
Typical loan compared
Berrien County$105KMichigan$145KAll 616 counties$295K

What the data shows

United Federal Credit Union made the most mortgage refinances in Berrien County, MI, 244 of them.

1st Source Bank approved the highest share of applications among lenders with at least 20 decisions here, 85% of 61.

The typical mortgage refinance here is $105K, 28% smaller than the Michigan typical of $145K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 32% approved of 31Horizon Bank: 68% approved of 71United Wholesale Mortgage, LLC: 73% approved of 66The Huntington National Bank: 73% approved of 71Rocket Mortgage, LLC: 75% approved of 75Fifth Third Bank, National Association: 78% approved of 143Consumers Credit Union: 80% approved of 35Honor Credit Union: 81% approved of 58United Federal Credit Union: 83% approved of 3081st Source Bank: 85% approved of 61Freedom Mortgage Corporation: 89% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Berrien County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Federal Credit Union83%255 / 30896%$55K244
2Fifth Third Bank, National Association78%112 / 14396%$105K107
3Rocket Mortgage, LLC75%56 / 7596%$195K54
4The Huntington National Bank73%52 / 7198%$105K51
5Horizon Bank68%48 / 7196%$105K46

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 136 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Berrien County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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