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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Genesee County, Michigan

Fat Boy Data analyzed cash-out refinance activity in Genesee County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,789 applications were decided by 181 lenders between 2023 and 2025.

Genesee County at a glance

181Active lenders32 with 20+ decisions
69.7%Market approval rate3,337 of 4,789 decided
$125KTypical loanmedian lender, $10K brackets
96%Borrower take-up3,192 loans funded

How Genesee County compares

Approval rate compared
Genesee County69.7%Michigan71.5%All 616 counties68.2%
Typical loan compared
Genesee County$125KMichigan$125KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Genesee County, MI, 905 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Mortgage300 Corporation approved the highest share of applications among lenders with at least 20 decisions here, 98% of 41.

Approval rate of all 32 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 11% approved of 62Amerisave Mortgage Corporation: 25% approved of 255American Financing Corporation: 30% approved of 33Lakeview Loan Servicing, LLC: 39% approved of 41New Day Financial, LLC: 42% approved of 77New American Funding, LLC: 45% approved of 49Newrez LLC: 45% approved of 120Fifth Third Bank, National Association: 48% approved of 21Wells Fargo Bank, National Association: 50% approved of 22Carrington Mortgage Services, LLC: 54% approved of 134Mutual of Omaha Mortgage, Inc.: 55% approved of 42Freedom Mortgage Corporation: 64% approved of 102Pennymac Loan Services, LLC: 64% approved of 72Village Capital & Investment LLC: 65% approved of 40GoodLeap, LLC: 65% approved of 66Credit Union One: 65% approved of 69MICHIGAN STATE UNIVERSITY Federal Credit Union: 70% approved of 20Loandepot.Com, LLC: 70% approved of 97The Huntington National Bank: 72% approved of 297Flagstar Bank, National Association: 74% approved of 50Nationstar Mortgage LLC: 77% approved of 99Rocket Mortgage, LLC: 77% approved of 1,204Plaza Home Mortgage, Inc.: 78% approved of 27Financial Plus Credit Union: 78% approved of 123United Wholesale Mortgage, LLC: 80% approved of 298Elga Credit Union: 83% approved of 249Genisys Credit Union: 83% approved of 47Dort Financial Credit Union: 84% approved of 234JPMorgan Chase Bank, National Association: 84% approved of 74Vibe Credit Union: 91% approved of 35Das Acquisition Company, LLC: 97% approved of 34Mortgage300 Corporation: 98% approved of 41

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Genesee County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC77%929 / 1,20497%$125K905
2United Wholesale Mortgage, LLCBroker only80%239 / 29897%$165K233
3The Huntington National Bank72%213 / 29793%$105K199
4Amerisave Mortgage Corporation25%65 / 255100%$95K65
5Elga Credit Union83%206 / 24999%$105K204

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 176 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Genesee County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Genesee County

Mortgage lenders in Genesee CountyHome improvement loans in Genesee CountyRefinance in Genesee CountyInvestment property purchase in Genesee CountyInvestment cash-out refinance in Genesee CountyInvestment refinance in Genesee CountyInvestment home improvement in Genesee County

Nearby markets

All lending in Genesee CountyCounty overviewCash-out refinance across MichiganStatewideLivingston CountyNearby countyOakland CountyNearby countySaginaw CountyNearby county