Investment property refinance lenders in Genesee County, Michigan
Fat Boy Data analyzed investment property refinance activity in Genesee County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 177 applications were decided by 39 lenders between 2023 and 2025.
Genesee County at a glance
How Genesee County compares
What the data shows
Kiavi Funding, Inc. made the most investment property refinances in Genesee County, MI, 61 of them.
That is 45% of every investment property refinance originated here, so this market is unusually concentrated in one lender.
Kiavi Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 95% of 64.
The typical investment property refinance here is $75K, 35% smaller than the Michigan typical of $115K.
Investment property refinance lenders in Genesee County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Kiavi Funding, Inc. | 95% | 61 / 64 | 100% | $75K | 61 |
| 2 | Elga Credit Union | 80% | 20 / 25 | 100% | $75K | 20 |
| 3 | United Wholesale Mortgage, LLCBroker only | 40% | 4 / 10 | 100% | $75K | 4 |
| 4 | ChoiceOne BankLimited sample | 100% | 9 / 9 | 100% | $95K | 9 |
| 5 | Rocket Mortgage, LLCLimited sample | 62% | 5 / 8 | 100% | $245K | 5 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 34 more lenders.
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