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refinance lenders · HMDA 2023–2025

Refinance lenders in Genesee County, Michigan

Fat Boy Data analyzed mortgage refinance activity in Genesee County, Michigan to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,939 applications were decided by 182 lenders between 2023 and 2025.

Genesee County at a glance

182Active lenders30 with 20+ decisions
77.0%Market approval rate2,264 of 2,939 decided
$195KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,112 loans funded

How Genesee County compares

Approval rate compared
Genesee County77.0%Michigan78.1%All 616 counties76.5%
Typical loan compared
Genesee County$195KMichigan$145KAll 616 counties$295K

What the data shows

Rocket Mortgage, LLC made the most mortgage refinances in Genesee County, MI, 217 of them.

SOVITA Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 28.

The typical mortgage refinance here is $195K, 34% larger than the Michigan typical of $145K.

Approval rate of all 30 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 21% approved of 57Lakeview Loan Servicing, LLC: 54% approved of 39Financial Plus Credit Union: 55% approved of 31Mortgage Research Center, LLC: 56% approved of 41The Huntington National Bank: 59% approved of 306Newrez LLC: 61% approved of 51Royal United Mortgage LLC: 63% approved of 59Citizens Bank, National Association: 68% approved of 59Fifth Third Bank, National Association: 72% approved of 98PNC Bank, National Association: 75% approved of 51ChoiceOne Bank: 76% approved of 37Dort Financial Credit Union: 76% approved of 75Amerihome Mortgage Company, LLC: 80% approved of 25Michigan Schools and Government: 80% approved of 20Rocket Mortgage, LLC: 80% approved of 294First State Bank: 81% approved of 21Planet Home Lending, LLC: 85% approved of 26Elga Credit Union: 85% approved of 162United Wholesale Mortgage, LLC: 86% approved of 277The Dart Bank: 86% approved of 21Flagstar Bank, National Association: 86% approved of 29Genisys Credit Union: 88% approved of 122Lake Michigan Credit Union: 93% approved of 27Freedom Mortgage Corporation: 93% approved of 84Village Capital & Investment LLC: 95% approved of 57Mortgage300 Corporation: 95% approved of 38Pennymac Loan Services, LLC: 96% approved of 46JPMorgan Chase Bank, National Association: 96% approved of 28Preston Home Loans Inc: 99% approved of 67SOVITA Credit Union: 100% approved of 28

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Genesee County

LenderApprovalApprovedTaken upTypical loanLoans made
1The Huntington National Bank59%182 / 30692%$115K168
2Rocket Mortgage, LLC80%236 / 29492%$195K217
3United Wholesale Mortgage, LLCBroker only86%237 / 27795%$235K226
4Elga Credit Union85%138 / 16298%$55K135
5Genisys Credit Union88%107 / 12296%$75K103

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 177 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Genesee County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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