HomeMississippiCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Mississippi

Fat Boy Data analyzed cash-out refinance activity in Mississippi to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 11,138 applications were decided by 250 lenders between 2023 and 2025.

Mississippi at a glance

250Active lenders55 with 20+ decisions
59.4%Market approval rate6,611 of 11,138 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up6,270 loans funded

How Mississippi compares

Approval rate compared
Mississippi59.4%All 616 counties68.2%
Typical loan compared
Mississippi$155KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Mississippi, 1,910 of them.

That is 30% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Mega Capital Funding, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

Lenders approved 59.4% of cash-out refinance applications in Mississippi, 8.9 percentage points below the the United States rate of 68.2%.

Approval rate of all 55 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 19% approved of 297Hope Federal Credit Union: 21% approved of 34Amerisave Mortgage Corporation: 23% approved of 917Lakeview Loan Servicing, LLC: 28% approved of 145American Financing Corporation: 35% approved of 84Pentagon Federal Credit Union: 35% approved of 20Carrington Mortgage Services, LLC: 40% approved of 375Lower, LLC: 42% approved of 24New Day Financial, LLC: 42% approved of 446Spring Eq, LLC: 42% approved of 33Newrez LLC: 43% approved of 312Wells Fargo Bank, National Association: 47% approved of 136Regions Bank: 53% approved of 233Keesler: 54% approved of 1,126Onity Mortgage Corporation: 55% approved of 22Loandepot.Com, LLC: 55% approved of 400Navy Federal Credit Union: 55% approved of 179Guaranteed Rate, Inc.: 56% approved of 25New American Funding, LLC: 57% approved of 132Mutual Credit Union: 60% approved of 25Cadence Bank: 60% approved of 123Guild Mortgage Company LLC: 62% approved of 34Village Capital & Investment LLC: 62% approved of 76Mutual of Omaha Mortgage, Inc.: 63% approved of 135Stockton Mortgage Corporation: 63% approved of 27Manufacturers and Traders Trust Company: 65% approved of 26Freedom Mortgage Corporation: 68% approved of 379Pennymac Loan Services, LLC: 70% approved of 282Planet Home Lending, LLC: 70% approved of 27Trustmark Bank: 71% approved of 140Memphis City Employees Credit Union: 71% approved of 38Nationstar Mortgage LLC: 72% approved of 253Hancock Whitney Bank: 73% approved of 26The Federal Savings Bank: 74% approved of 116Singing River Federal Credit Union: 75% approved of 36Liberty Credit Union: 75% approved of 24United Wholesale Mortgage, LLC: 75% approved of 390Rocket Mortgage, LLC: 76% approved of 2,621First Federal Savings and Loan Association: 76% approved of 62BankPlus: 78% approved of 37Navigator Cu: 80% approved of 71Flagstar Bank, National Association: 81% approved of 47Union Home Mortgage Corp.: 81% approved of 21JPMorgan Chase Bank, National Association: 81% approved of 37Magnolia Bank, Incorporated: 82% approved of 33Equity Prime Mortgage LLC: 83% approved of 23Cmg Mortgage, Inc.: 84% approved of 37Renasant Bank: 85% approved of 39Crosscountry Mortgage, LLC: 85% approved of 61Fairway Independent Mortgage Corporation: 89% approved of 28Mortgage Solutions of Colorado, LLC: 90% approved of 21Community Bank of Mississippi: 91% approved of 32Reliance First Capital, LLC: 97% approved of 39Coastal Community Bank: 100% approved of 26Mega Capital Funding, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Mississippi

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC76%1,980 / 2,62196%$155K1,910
2Keesler54%611 / 1,12699%$65K607
3Amerisave Mortgage Corporation23%210 / 91797%$105K203
4New Day Financial, LLC42%189 / 44686%$225K163
5Loandepot.Com, LLC55%221 / 40096%$185K213

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 245 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Mississippi. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Mississippi

Counties in Mississippi