HomeMontanaYellowstone CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Yellowstone County, Montana

Fat Boy Data analyzed investment cash-out refinance activity in Yellowstone County, Montana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 128 applications were decided by 43 lenders between 2023 and 2025.

Yellowstone County at a glance

43Active lenders1 with 20+ decisions
78.9%Market approval rate101 of 128 decided
$165KTypical loanmedian lender, $10K brackets
99%Borrower take-up100 loans funded

How Yellowstone County compares

Approval rate compared
Yellowstone County78.9%Montana74.6%All 616 counties73.1%
Typical loan compared
Yellowstone County$165KMontana$265KAll 616 counties$205K

What the data shows

Valley Financial Credit Union made the most investment cash-out refinances in Yellowstone County, MT, 22 of them.

Valley Financial Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 88% of 25.

The typical investment cash-out refinance here is $165K, 38% smaller than the Montana typical of $265K.

Investment property cash-out lenders in Yellowstone County

LenderApprovalApprovedTaken upTypical loanLoans made
1Valley Financial Credit Union88%22 / 25100%$155K22
2United Wholesale Mortgage, LLCBroker only91%10 / 11100%$175K10
3Altana Federal Credit UnionLimited sample100%9 / 9100%$245K9
4Stockman Bank of MontanaLimited sample62%5 / 8100%$125K5
5Lendingone, LLCLimited sample43%3 / 7100%$315K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 38 more lenders.

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