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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Broome County, New York

Fat Boy Data analyzed investment cash-out refinance activity in Broome County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 179 applications were decided by 50 lenders between 2023 and 2025.

Broome County at a glance

50Active lenders1 with 20+ decisions
74.9%Market approval rate134 of 179 decided
$105KTypical loanmedian lender, $10K brackets
88%Borrower take-up118 loans funded

How Broome County compares

Approval rate compared
Broome County74.9%New York76.5%All 616 counties73.1%
Typical loan compared
Broome County$105KNew York$425KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in Broome County, NY, 27 of them.

Loan Funder LLC approved the highest share of applications among lenders with at least 20 decisions here, 93% of 30.

The typical investment cash-out refinance here is $105K, 75% smaller than the New York typical of $425K.

Investment property cash-out lenders in Broome County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLC93%28 / 3096%$105K27
2Hometown Equity Mortgage, LLCLimited sample83%10 / 12100%$175K10
3Rocket Mortgage, LLCLimited sample62%5 / 8100%$115K5
4Champions Funding, LLCLimited sample62%5 / 8100%$175K5
5Lima One Capital, LLCLimited sample29%2 / 7100%$145K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 45 more lenders.

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