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investment property lenders · HMDA 2023–2025

Investment property lenders in Erie County, New York

Fat Boy Data analyzed investment property mortgage activity in Erie County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,588 applications were decided by 176 lenders between 2023 and 2025.

Erie County at a glance

176Active lenders37 with 20+ decisions
85.2%Market approval rate2,204 of 2,588 decided
$165KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,122 loans funded

How Erie County compares

Approval rate compared
Erie County85.2%New York85.2%All 616 counties87.5%
Typical loan compared
Erie County$165KNew York$465KAll 616 counties$255K

What the data shows

Premium Mortgage Corporation made the most investment property mortgages in Erie County, NY, 160 of them.

Tompkins Bank & Trust approved the highest share of applications among lenders with at least 20 decisions here, 100% of 22.

The typical investment property mortgage here is $165K, 65% smaller than the New York typical of $465K.

Approval rate of all 37 lenders with 20+ decisions here
0%25%50%75%100%Lendingone, LLC: 19% approved of 53Citizens Bank, National Association: 39% approved of 36Hometown Equity Mortgage, LLC: 52% approved of 40Bank of America, National Association: 54% approved of 26Rocket Mortgage, LLC: 74% approved of 35Bpl Mortgage, LLC: 81% approved of 31JPMorgan Chase Bank, National Association: 81% approved of 37KeyBank National Association: 82% approved of 66Champions Funding, LLC: 82% approved of 22Kiavi Funding, Inc.: 83% approved of 66Loan Funder LLC: 87% approved of 61American Financial Network, Inc.: 88% approved of 64A&D Mortgage LLC: 88% approved of 56Plaza Home Mortgage, Inc.: 88% approved of 40Guidance Residential, LLC: 88% approved of 24Five Star Bank: 88% approved of 42Quontic Bank: 89% approved of 27United Wholesale Mortgage, LLC: 89% approved of 308Community Bank, National Association: 89% approved of 56Carrington Mortgage Services, LLC: 90% approved of 20Manufacturers and Traders Trust Company: 90% approved of 93Uif Corporation: 90% approved of 62Northwest Bank: 90% approved of 52Homestead Funding Corp.: 91% approved of 22Everett Financial, Inc.: 91% approved of 221St Priority Mortgage, Inc.: 93% approved of 54Lima One Capital, LLC: 95% approved of 20Cmg Mortgage, Inc.: 95% approved of 22Nationwide Mortgage Bankers, Inc.: 96% approved of 24Evans Bank, National Association: 96% approved of 27Crosscountry Mortgage, LLC: 97% approved of 148Premium Mortgage Corporation: 97% approved of 166Hunt Mortgage Corporation: 97% approved of 67Velocity Commercial Capital, LLC: 97% approved of 35Movement Mortgage, LLC: 98% approved of 41Dominion Financial Services, LLC: 100% approved of 40Tompkins Bank & Trust: 100% approved of 22

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Erie County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only89%275 / 308100%$165K274
2Premium Mortgage Corporation97%161 / 16699%$185K160
3Crosscountry Mortgage, LLC97%143 / 14899%$185K142
4Manufacturers and Traders Trust Company90%84 / 9399%$165K83
5Hunt Mortgage Corporation97%65 / 67100%$155K65

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 171 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Erie County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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