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investment property lenders · HMDA 2023–2025

Investment property lenders in Niagara County, New York

Fat Boy Data analyzed investment property mortgage activity in Niagara County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 517 applications were decided by 98 lenders between 2023 and 2025.

Niagara County at a glance

98Active lenders4 with 20+ decisions
79.5%Market approval rate411 of 517 decided
$115KTypical loanmedian lender, $10K brackets
95%Borrower take-up389 loans funded

How Niagara County compares

Approval rate compared
Niagara County79.5%New York85.2%All 616 counties87.5%
Typical loan compared
Niagara County$115KNew York$465KAll 616 counties$255K

What the data shows

Premium Mortgage Corporation made the most investment property mortgages in Niagara County, NY, 36 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 97% of 29.

Lenders approved 79.5% of investment property mortgage applications in Niagara County, NY, 5.7 percentage points below the New York rate of 85.2%.

The typical investment property mortgage here is $115K, 75% smaller than the New York typical of $465K.

Investment property lenders in Niagara County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only84%53 / 63100%$115K53
2Premium Mortgage Corporation92%36 / 39100%$135K36
3Crosscountry Mortgage, LLC97%28 / 2993%$105K26
4Manufacturers and Traders Trust Company96%26 / 27100%$125K26
5Community Bank, National AssociationLimited sample88%15 / 17100%$155K15

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 93 more lenders.

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