Refinance lenders in Niagara County, New York
Fat Boy Data analyzed mortgage refinance activity in Niagara County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,340 applications were decided by 68 lenders between 2023 and 2025.
Niagara County at a glance
How Niagara County compares
What the data shows
Cornerstone Community Federal Credit Union made the most mortgage refinances in Niagara County, NY, 189 of them.
Niagara's Choice Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 93% of 43.
The typical mortgage refinance here is $105K, 49% smaller than the New York typical of $205K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Refinance lenders in Niagara County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Citizens Bank, National Association | 70% | 184 / 262 | 96% | $115K | 176 |
| 2 | Cornerstone Community Federal Credit Union | 88% | 189 / 216 | 100% | $105K | 189 |
| 3 | Rocket Mortgage, LLC | 78% | 105 / 135 | 95% | $185K | 100 |
| 4 | Manufacturers and Traders Trust Company | 73% | 83 / 113 | 93% | $105K | 77 |
| 5 | KeyBank National Association | 62% | 50 / 80 | 94% | $85K | 47 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 63 more lenders.
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You are seeing the 5 largest mortgage refinance lenders in Niagara County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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