HomeNew YorkNiagara CountyMortgage lenders
mortgage lenders · HMDA 2023–2025

Mortgage lenders in Niagara County, New York

Fat Boy Data analyzed home purchase mortgage activity in Niagara County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 6,118 applications were decided by 140 lenders between 2023 and 2025.

Niagara County at a glance

140Active lenders39 with 20+ decisions
87.1%Market approval rate5,330 of 6,118 decided
$195KTypical loanmedian lender, $10K brackets
97%Borrower take-up5,146 loans funded

How Niagara County compares

Approval rate compared
Niagara County87.1%New York87.7%All 616 counties87.6%
Typical loan compared
Niagara County$195KNew York$495KAll 616 counties$335K

What the data shows

Premium Mortgage Corporation made the most home purchase mortgages in Niagara County, NY, 791 of them.

Premium Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 98% of 808.

The typical home purchase mortgage here is $195K, 61% smaller than the New York typical of $495K.

Approval rate of all 39 lenders with 20+ decisions here
0%25%50%75%100%First Credit Corporation of New York, Inc.: 23% approved of 96Credit Human Federal Credit Union: 30% approved of 14321St Mortgage Corporation: 38% approved of 88Wells Fargo Bank, National Association: 52% approved of 21Triad Financial Services, Inc.: 60% approved of 209Tammac Holdings Corporation: 68% approved of 34USAA Federal Savings Bank: 73% approved of 30Citizens Bank, National Association: 76% approved of 118Niagara's Choice Federal Credit Union: 81% approved of 31Navy Federal Credit Union: 82% approved of 50Flagstar Bank, National Association: 82% approved of 39Newrez LLC: 83% approved of 23JPMorgan Chase Bank, National Association: 83% approved of 23NVR Mortgage Finance, Inc.: 83% approved of 83Bank of America, National Association: 85% approved of 95Rocket Mortgage, LLC: 86% approved of 269KeyBank National Association: 87% approved of 311CNB Bank: 88% approved of 24Plaza Home Mortgage, Inc.: 88% approved of 65Pennymac Loan Services, LLC: 88% approved of 50Mortgage Research Center, LLC: 89% approved of 89Manufacturers and Traders Trust Company: 91% approved of 507Sefcu Services, LLC: 92% approved of 39Cornerstone Community Federal Credit Union: 92% approved of 1451St Priority Mortgage, Inc.: 92% approved of 317Northwest Bank: 93% approved of 189Primelending, A Plainscapital Company: 93% approved of 44Five Star Bank: 94% approved of 106American Financial Network, Inc.: 95% approved of 38United Wholesale Mortgage, LLC: 95% approved of 726Everett Financial, Inc.: 95% approved of 83Movement Mortgage, LLC: 95% approved of 63Ontario Shores: 96% approved of 25Homestead Funding Corp.: 96% approved of 77Crosscountry Mortgage, LLC: 96% approved of 223Evans Bank, National Association: 96% approved of 56Fairway Independent Mortgage Corporation: 97% approved of 29Hunt Mortgage Corporation: 97% approved of 300Premium Mortgage Corporation: 98% approved of 808

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Niagara County

LenderApprovalApprovedTaken upTypical loanLoans made
1Premium Mortgage Corporation98%793 / 808100%$205K791
2United Wholesale Mortgage, LLCBroker only95%690 / 72699%$205K686
3Manufacturers and Traders Trust Company91%459 / 50799%$195K455
41St Priority Mortgage, Inc.92%293 / 31799%$205K291
5KeyBank National Association87%271 / 31199%$195K269

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 135 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest home purchase mortgage lenders in Niagara County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Niagara County

Nearby markets