HomeNew YorkOneida CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Oneida County, New York

Fat Boy Data analyzed investment cash-out refinance activity in Oneida County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 131 applications were decided by 48 lenders between 2023 and 2025.

Oneida County at a glance

48Active lenders0 with 20+ decisions
73.3%Market approval rate96 of 131 decided
$125KTypical loanmedian lender, $10K brackets
94%Borrower take-up90 loans funded

How Oneida County compares

Approval rate compared
Oneida County73.3%New York76.5%All 616 counties73.1%
Typical loan compared
Oneida County$125KNew York$425KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in Oneida County, NY, 11 of them.

The typical investment cash-out refinance here is $125K, 71% smaller than the New York typical of $425K.

Investment property cash-out lenders in Oneida County

LenderApprovalApprovedTaken upTypical loanLoans made
1Loan Funder LLCLimited sample100%11 / 11100%$135K11
2Bpl Mortgage, LLCLimited sample82%9 / 1167%$105K6
3Rocket Mortgage, LLCLimited sample70%7 / 10100%$105K7
4Emporium Tpo LLCLimited sample100%8 / 8100%$325K8
5First SourceLimited sample67%4 / 675%$265K3

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 43 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Oneida County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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