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investment property lenders · HMDA 2023–2025

Investment property lenders in Oneida County, New York

Fat Boy Data analyzed investment property mortgage activity in Oneida County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 732 applications were decided by 109 lenders between 2023 and 2025.

Oneida County at a glance

109Active lenders9 with 20+ decisions
81.3%Market approval rate595 of 732 decided
$135KTypical loanmedian lender, $10K brackets
94%Borrower take-up561 loans funded

How Oneida County compares

Approval rate compared
Oneida County81.3%New York85.2%All 616 counties87.5%
Typical loan compared
Oneida County$135KNew York$465KAll 616 counties$255K

What the data shows

First Source made the most investment property mortgages in Oneida County, NY, 68 of them.

Community Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 92% of 71.

The typical investment property mortgage here is $135K, 71% smaller than the New York typical of $465K.

Approval rate of all 9 lenders with 20+ decisions here
0%25%50%75%100%Kiavi Funding, Inc.: 52% approved of 21Plaza Home Mortgage, Inc.: 79% approved of 38Loan Funder LLC: 79% approved of 24AMERICU Credit Union: 85% approved of 20NBT Bank, National Association: 88% approved of 33Adirondack Bank: 89% approved of 61First Source: 91% approved of 77Homestead Funding Corp.: 91% approved of 23Community Bank, National Association: 92% approved of 71

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property lenders in Oneida County

LenderApprovalApprovedTaken upTypical loanLoans made
1First Source91%70 / 7797%$125K68
2Community Bank, National Association92%65 / 71100%$145K65
3Adirondack Bank89%54 / 6187%$135K47
4Plaza Home Mortgage, Inc.79%30 / 3890%$115K27
5NBT Bank, National Association88%29 / 3393%$155K27

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 104 more lenders.

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You are seeing the 5 largest investment property mortgage lenders in Oneida County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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