Home improvement loan lenders in Richmond County, New York
Fat Boy Data analyzed home improvement loan activity in Richmond County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,851 applications were decided by 65 lenders between 2023 and 2025.
Richmond County at a glance
How Richmond County compares
What the data shows
TD Bank, National Association made the most home improvement loans in Richmond County, NY, 311 of them.
Valley National Bank approved the highest share of applications among lenders with at least 20 decisions here, 74% of 27.
Lenders approved 47.7% of home improvement loan applications in Richmond County, NY, 11.0 percentage points below the New York rate of 58.6%.
The typical home improvement loan here is $115K, 53% larger than the New York typical of $75K.
No lender with a meaningful sample here has a typical home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Home improvement loan lenders in Richmond County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | TD Bank, National Association | 59% | 316 / 537 | 98% | $115K | 311 |
| 2 | Citizens Bank, National Association | 51% | 246 / 483 | 98% | $165K | 240 |
| 3 | Northfield Bank | 45% | 151 / 336 | 93% | $105K | 141 |
| 4 | Bank of America, National Association | 34% | 99 / 288 | 99% | $105K | 98 |
| 5 | Municipal Credit Union | 57% | 117 / 204 | 95% | $85K | 111 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 60 more lenders.
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You are seeing the 5 largest home improvement loan lenders in Richmond County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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