HomeNew YorkRichmond CountyInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Richmond County, New York

Fat Boy Data analyzed investment cash-out refinance activity in Richmond County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 382 applications were decided by 92 lenders between 2023 and 2025.

Richmond County at a glance

92Active lenders2 with 20+ decisions
79.8%Market approval rate305 of 382 decided
$485KTypical loanmedian lender, $10K brackets
92%Borrower take-up280 loans funded

How Richmond County compares

Approval rate compared
Richmond County79.8%New York76.5%All 616 counties73.1%
Typical loan compared
Richmond County$485KNew York$425KAll 616 counties$205K

What the data shows

Emporium Tpo LLC made the most investment cash-out refinances in Richmond County, NY, 15 of them.

The typical investment cash-out refinance here is $485K, 14% larger than the New York typical of $425K.

Investment property cash-out lenders in Richmond County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only86%25 / 29100%$485K25
2Emporium Tpo LLC100%22 / 2268%$605K15
3Plaza Home Mortgage, Inc.Limited sample50%8 / 1675%$325K6
4Wall Street Mortgage Bankers, Ltd.Limited sample69%11 / 16100%$355K11
5Arc Home LLCLimited sample87%13 / 15100%$605K13

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 87 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Richmond County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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