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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Richmond County, New York

Fat Boy Data analyzed investment property refinance activity in Richmond County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 185 applications were decided by 58 lenders between 2023 and 2025.

Richmond County at a glance

58Active lenders0 with 20+ decisions
75.7%Market approval rate140 of 185 decided
$525KTypical loanmedian lender, $10K brackets
91%Borrower take-up127 loans funded

How Richmond County compares

Approval rate compared
Richmond County75.7%New York76.8%All 616 counties77.7%
Typical loan compared
Richmond County$525KNew York$485KAll 616 counties$235K

What the data shows

FM Home Loans, LLC made the most investment property refinances in Richmond County, NY, 10 of them.

Investment property refinance lenders in Richmond County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only79%15 / 19100%$525K15
2TD Bank, National AssociationLimited sample64%9 / 14100%$305K9
3FM Home Loans, LLCLimited sample100%14 / 1471%$445K10
4Loan Funder LLCLimited sample80%8 / 10100%$605K8
5Norwich Commercial Group, Inc.Limited sample71%5 / 7100%$675K5

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 53 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Richmond County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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