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investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Westchester County, New York

Fat Boy Data analyzed investment cash-out refinance activity in Westchester County, New York to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 720 applications were decided by 112 lenders between 2023 and 2025.

Westchester County at a glance

112Active lenders11 with 20+ decisions
74.7%Market approval rate538 of 720 decided
$505KTypical loanmedian lender, $10K brackets
88%Borrower take-up474 loans funded

How Westchester County compares

Approval rate compared
Westchester County74.7%New York76.5%All 616 counties73.1%
Typical loan compared
Westchester County$505KNew York$425KAll 616 counties$205K

What the data shows

Loan Funder LLC made the most investment cash-out refinances in Westchester County, NY, 39 of them.

Velocity Commercial Capital, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.

The typical investment cash-out refinance here is $505K, 19% larger than the New York typical of $425K.

Approval rate of all 11 lenders with 20+ decisions here
0%25%50%75%100%Plaza Home Mortgage, Inc.: 52% approved of 21Homebridge Financial Services, Inc.: 54% approved of 24Newrez LLC: 55% approved of 29Hometown Equity Mortgage, LLC: 60% approved of 55United Wholesale Mortgage, LLC: 69% approved of 45Rocket Mortgage, LLC: 70% approved of 20Champions Funding, LLC: 76% approved of 41Bpl Mortgage, LLC: 77% approved of 22Emporium Tpo LLC: 79% approved of 29Loan Funder LLC: 93% approved of 46Velocity Commercial Capital, LLC: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Westchester County

LenderApprovalApprovedTaken upTypical loanLoans made
1Hometown Equity Mortgage, LLC60%33 / 55100%$605K33
2Loan Funder LLC93%43 / 4691%$695K39
3United Wholesale Mortgage, LLCBroker only69%31 / 4590%$505K28
4Champions Funding, LLC76%31 / 41100%$545K31
5Newrez LLC55%16 / 2988%$425K14

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 107 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Westchester County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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