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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Cleveland County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Cleveland County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,458 applications were decided by 124 lenders between 2023 and 2025.

Cleveland County at a glance

124Active lenders15 with 20+ decisions
64.8%Market approval rate945 of 1,458 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up898 loans funded

How Cleveland County compares

Approval rate compared
Cleveland County64.8%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Cleveland County$155KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Cleveland County, NC, 249 of them.

That is 28% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Nationstar Mortgage LLC approved the highest share of applications among lenders with at least 20 decisions here, 86% of 29.

The typical cash-out refinance here is $155K, 21% smaller than the North Carolina typical of $195K.

Approval rate of all 15 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 16% approved of 25Newrez LLC: 28% approved of 43Amerisave Mortgage Corporation: 31% approved of 98Carrington Mortgage Services, LLC: 36% approved of 59Skyla Federal Credit Union: 42% approved of 36New Day Financial, LLC: 45% approved of 29GoodLeap, LLC: 57% approved of 21Freedom Mortgage Corporation: 65% approved of 31Truliant Federal Credit Union: 66% approved of 68Loandepot.Com, LLC: 68% approved of 38State Employees': 71% approved of 72Pennymac Loan Services, LLC: 73% approved of 30Rocket Mortgage, LLC: 78% approved of 327United Wholesale Mortgage, LLC: 79% approved of 100Nationstar Mortgage LLC: 86% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Cleveland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC78%255 / 32798%$155K249
2United Wholesale Mortgage, LLCBroker only79%79 / 10097%$205K77
3Amerisave Mortgage Corporation31%30 / 98100%$125K30
4State Employees'71%51 / 72100%$175K51
5Truliant Federal Credit Union66%45 / 6893%$85K42

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 119 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Cleveland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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