Investment property improvement lenders in Cleveland County, North Carolina
Fat Boy Data analyzed investment home improvement loan activity in Cleveland County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 54 applications were decided by 19 lenders between 2023 and 2025.
Cleveland County at a glance
How Cleveland County compares
What the data shows
State Employees' made the most investment home improvement loans in Cleveland County, NC, 12 of them.
That is 40% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
Lenders approved 59.3% of investment home improvement loan applications in Cleveland County, NC, 8.6 percentage points above the North Carolina rate of 50.7%.
Investment property improvement lenders in Cleveland County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | State Employees'Limited sample | 72% | 13 / 18 | 92% | $75K | 12 |
| 2 | Truist BankLimited sample | 60% | 3 / 5 | 100% | $135K | 3 |
| 3 | Truliant Federal Credit UnionLimited sample | 0% | 0 / 4 | — | — | 0 |
| 4 | Bank OZKLimited sample | 67% | 2 / 3 | 100% | $25K | 2 |
| 5 | Fifth Third Bank, National AssociationLimited sample | 0% | 0 / 3 | — | — | 0 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 14 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Cleveland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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