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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Cleveland County, North Carolina

Fat Boy Data analyzed investment property refinance activity in Cleveland County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 85 applications were decided by 42 lenders between 2023 and 2025.

Cleveland County at a glance

42Active lenders0 with 20+ decisions
72.9%Market approval rate62 of 85 decided
$135KTypical loanmedian lender, $10K brackets
94%Borrower take-up58 loans funded

How Cleveland County compares

Approval rate compared
Cleveland County72.9%North Carolina77.3%All 616 counties77.7%
Typical loan compared
Cleveland County$135KNorth Carolina$195KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in Cleveland County, NC, 10 of them.

The typical investment property refinance here is $135K, 31% smaller than the North Carolina typical of $195K.

Investment property refinance lenders in Cleveland County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.Limited sample83%10 / 12100%$215K10
2State Employees'Limited sample80%8 / 10100%$105K8
3The Fidelity BankLimited sample100%4 / 4100%$95K4
4First-Citizens Bank & Trust CompanyLimited sample100%4 / 450%$95K2
5Temple View Capital Funding, LpLimited sample100%4 / 4100%$355K4

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 37 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Cleveland County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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