HomeNorth CarolinaHenderson CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Henderson County, North Carolina

Fat Boy Data analyzed cash-out refinance activity in Henderson County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,305 applications were decided by 140 lenders between 2023 and 2025.

Henderson County at a glance

140Active lenders14 with 20+ decisions
68.8%Market approval rate898 of 1,305 decided
$175KTypical loanmedian lender, $10K brackets
96%Borrower take-up858 loans funded

How Henderson County compares

Approval rate compared
Henderson County68.8%North Carolina67.9%All 616 counties68.2%
Typical loan compared
Henderson County$175KNorth Carolina$195KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Henderson County, NC, 293 of them.

That is 34% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Telco Community Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 94% of 31.

The typical cash-out refinance here is $175K, 10% smaller than the North Carolina typical of $195K.

Approval rate of all 14 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 24% approved of 95New Day Financial, LLC: 36% approved of 25Carrington Mortgage Services, LLC: 46% approved of 24Freedom Mortgage Corporation: 60% approved of 30State Employees': 64% approved of 72United Wholesale Mortgage, LLC: 68% approved of 74Pennymac Loan Services, LLC: 70% approved of 27Newrez LLC: 73% approved of 26Nationstar Mortgage LLC: 76% approved of 21United Federal Credit Union: 77% approved of 31Loandepot.Com, LLC: 78% approved of 37Highlands Residential Mortgage, Ltd.: 83% approved of 23Rocket Mortgage, LLC: 84% approved of 361Telco Community Credit Union: 94% approved of 31

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Henderson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC84%302 / 36197%$175K293
2Amerisave Mortgage Corporation24%23 / 9596%$145K22
3United Wholesale Mortgage, LLCBroker only68%50 / 7498%$265K49
4State Employees'64%46 / 72100%$265K46
5Loandepot.Com, LLC78%29 / 3793%$225K27

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 135 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Henderson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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