refinance lenders · HMDA 2023–2025

Refinance lenders in Henderson County, North Carolina

Fat Boy Data analyzed mortgage refinance activity in Henderson County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,332 applications were decided by 136 lenders between 2023 and 2025.

Henderson County at a glance

136Active lenders13 with 20+ decisions
77.9%Market approval rate1,038 of 1,332 decided
$155KTypical loanmedian lender, $10K brackets
94%Borrower take-up973 loans funded

How Henderson County compares

Approval rate compared
Henderson County77.9%North Carolina77.3%All 616 counties76.5%
Typical loan compared
Henderson County$155KNorth Carolina$205KAll 616 counties$295K

What the data shows

First-Citizens Bank & Trust Company made the most mortgage refinances in Henderson County, NC, 156 of them.

Pennymac Loan Services, LLC approved the highest share of applications among lenders with at least 20 decisions here, 96% of 24.

The typical mortgage refinance here is $155K, 24% smaller than the North Carolina typical of $205K.

Approval rate of all 13 lenders with 20+ decisions here
0%25%50%75%100%Truist Bank: 62% approved of 52State Employees': 68% approved of 215Civic Federal Credit Union: 70% approved of 30United Federal Credit Union: 74% approved of 47United Community Bank: 76% approved of 70First-Citizens Bank & Trust Company: 80% approved of 209HomeTrust Bank: 80% approved of 50Rocket Mortgage, LLC: 83% approved of 76Bank of America, National Association: 86% approved of 28United Wholesale Mortgage, LLC: 87% approved of 60Freedom Mortgage Corporation: 91% approved of 22PNC Bank, National Association: 91% approved of 23Pennymac Loan Services, LLC: 96% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Henderson County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'68%146 / 21599%$95K144
2First-Citizens Bank & Trust Company80%167 / 20993%$105K156
3Rocket Mortgage, LLC83%63 / 7695%$315K60
4United Community Bank76%53 / 7096%$105K51
5United Wholesale Mortgage, LLCBroker only87%52 / 6094%$335K49

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 131 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Henderson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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