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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Wayne County, North Carolina

Fat Boy Data analyzed home purchase mortgage activity in Wayne County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 5,157 applications were decided by 250 lenders between 2023 and 2025.

Wayne County at a glance

250Active lenders42 with 20+ decisions
81.4%Market approval rate4,197 of 5,157 decided
$235KTypical loanmedian lender, $10K brackets
96%Borrower take-up4,048 loans funded

How Wayne County compares

Approval rate compared
Wayne County81.4%North Carolina87.6%All 616 counties87.6%
Typical loan compared
Wayne County$235KNorth Carolina$325KAll 616 counties$335K

What the data shows

Atlantic Bay Mortgage Group, L.L.C. made the most home purchase mortgages in Wayne County, NC, 493 of them.

Crosscountry Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 59.

Lenders approved 81.4% of home purchase mortgage applications in Wayne County, NC, 6.2 percentage points below the North Carolina rate of 87.6%.

The typical home purchase mortgage here is $235K, 28% smaller than the North Carolina typical of $325K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%21St Mortgage Corporation: 22% approved of 329Vanderbilt Mortgage and Finance, Inc.: 23% approved of 368Triad Financial Services, Inc.: 46% approved of 41Dhi Mortgage Company, Ltd.: 70% approved of 119Wells Fargo Bank, National Association: 73% approved of 70USAA Federal Savings Bank: 75% approved of 48State Employees': 78% approved of 469Civic Federal Credit Union: 78% approved of 23United Community Bank: 80% approved of 20Loandepot.Com, LLC: 82% approved of 33Towne Mortgage of the Carolinas, LLC: 84% approved of 31Truist Bank: 84% approved of 70First-Citizens Bank & Trust Company: 84% approved of 32Southern Bank and Trust Company: 85% approved of 72Rocket Mortgage, LLC: 87% approved of 127Navy Federal Credit Union: 87% approved of 92Pennymac Loan Services, LLC: 88% approved of 51Fairway Independent Mortgage Corporation: 90% approved of 51Mortgage Research Center, LLC: 91% approved of 269New American Funding, LLC: 92% approved of 37Newrez LLC: 92% approved of 25Regions Bank: 92% approved of 26United Wholesale Mortgage, LLC: 93% approved of 157Guaranteed Rate, Inc.: 94% approved of 36Michigan Mutual, Inc.: 95% approved of 112Everett Financial, Inc.: 95% approved of 20Freedom Mortgage Corporation: 96% approved of 23Cmg Mortgage, Inc.: 96% approved of 24Lower, LLC: 97% approved of 91Acrisure Mortgage, LLC: 97% approved of 63JPMorgan Chase Bank, National Association: 97% approved of 37Atlantic Bay Mortgage Group, L.L.C.: 98% approved of 503Movement Mortgage, LLC: 98% approved of 252Cornerstone Capital Bank, Ssb: 99% approved of 166American Security Mortgage Corp.: 99% approved of 238Crosscountry Mortgage, LLC: 100% approved of 59Velocio Mortgage L.L.C.: 100% approved of 39Guild Mortgage Company LLC: 100% approved of 29Alcova Mortgage LLC: 100% approved of 26Integrity Home Mortgage Corporation: 100% approved of 26Towne Mortgage Company: 100% approved of 25Success Mortgage Partners, Inc.: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Wayne County

LenderApprovalApprovedTaken upTypical loanLoans made
1Atlantic Bay Mortgage Group, L.L.C.98%495 / 503100%$225K493
2State Employees'78%367 / 46998%$205K359
3Vanderbilt Mortgage and Finance, Inc.23%85 / 36878%$95K66
421St Mortgage Corporation22%72 / 32992%$95K66
5Mortgage Research Center, LLC91%244 / 26999%$255K242

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 245 more lenders.

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