HomeOregonInvestment cash-out refinance
investment property cash-out lenders · HMDA 2023–2025

Investment property cash-out lenders in Oregon

Fat Boy Data analyzed investment cash-out refinance activity in Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,889 applications were decided by 260 lenders between 2023 and 2025.

Oregon at a glance

260Active lenders42 with 20+ decisions
76.0%Market approval rate2,195 of 2,889 decided
$295KTypical loanmedian lender, $10K brackets
93%Borrower take-up2,049 loans funded

How Oregon compares

Approval rate compared
Oregon76.0%All 616 counties73.1%
Typical loan compared
Oregon$295KAll 616 counties$205K

What the data shows

Rocket Mortgage, LLC made the most investment cash-out refinances in Oregon, 70 of them.

Directors Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 53.

The typical investment cash-out refinance here is $295K, 44% larger than the the United States typical of $205K.

Approval rate of all 42 lenders with 20+ decisions here
0%25%50%75%100%Quorum Federal Credit Union: 30% approved of 23Amerisave Mortgage Corporation: 33% approved of 70KeyBank National Association: 48% approved of 23Wells Fargo Bank, National Association: 48% approved of 23U.S. Bank National Association: 54% approved of 24A&D Mortgage LLC: 60% approved of 30Champions Funding, LLC: 62% approved of 32Homexpress Mortgage Corp.: 64% approved of 135Kind Lending, LLC: 64% approved of 28Rocket Mortgage, LLC: 69% approved of 104Loandepot.Com, LLC: 69% approved of 36Hometown Equity Mortgage, LLC: 70% approved of 46First Technology Federal Credit Union: 70% approved of 61Nationstar Mortgage LLC: 71% approved of 21Ocmbc, Inc.: 73% approved of 44Newrez LLC: 74% approved of 73Deephaven Mortgage LLC: 75% approved of 51United Wholesale Mortgage, LLC: 76% approved of 205Lima One Capital, LLC: 78% approved of 32Arc Home LLC: 78% approved of 23Onpoint Community Credit Union: 82% approved of 50Angel Oak Mortgage Solutions LLC: 85% approved of 20Pennymac Loan Services, LLC: 85% approved of 34Mortgage Express, LLC: 86% approved of 29Guild Mortgage Company LLC: 87% approved of 83Columbia Bank: 87% approved of 23Nexera Holding LLC: 88% approved of 49Rogue: 90% approved of 29The Loan Store, Inc.: 90% approved of 49Oaktree Funding Corp.: 90% approved of 20Cmg Mortgage, Inc.: 91% approved of 56American Pacific Mortgage Corporation: 93% approved of 27Movement Mortgage, LLC: 93% approved of 43Citadel Servicing Corporation: 94% approved of 68Guaranteed Rate, Inc.: 95% approved of 39Nations Direct Mortgage, LLC: 95% approved of 40Ameritrust Mortgage Corporation: 95% approved of 20Gallic & Johnson, LLC: 97% approved of 35Directors Mortgage, Inc.: 100% approved of 53Velocity Commercial Capital, LLC: 100% approved of 32Rf Renovo Management Company, LLC: 100% approved of 29Crosscountry Mortgage, LLC: 100% approved of 21

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property cash-out lenders in Oregon

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only76%155 / 20599%$305K154
2Homexpress Mortgage Corp.Broker only64%86 / 13598%$345K84
3Rocket Mortgage, LLC69%72 / 10497%$255K70
4Guild Mortgage Company LLC87%72 / 8388%$265K63
5Newrez LLC74%54 / 73100%$295K54

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 255 more lenders.

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You are seeing the 5 largest investment cash-out refinance lenders in Oregon. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Counties in Oregon