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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in Oregon

Fat Boy Data analyzed investment property refinance activity in Oregon to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,992 applications were decided by 262 lenders between 2023 and 2025.

Oregon at a glance

262Active lenders24 with 20+ decisions
76.3%Market approval rate1,520 of 1,992 decided
$345KTypical loanmedian lender, $10K brackets
90%Borrower take-up1,363 loans funded

How Oregon compares

Approval rate compared
Oregon76.3%All 616 counties77.7%
Typical loan compared
Oregon$345KAll 616 counties$235K

What the data shows

Onpoint Community Credit Union made the most investment property refinances in Oregon, 79 of them.

Ameritrust Mortgage Corporation approved the highest share of applications among lenders with at least 20 decisions here, 100% of 20.

The typical investment property refinance here is $345K, 47% larger than the the United States typical of $235K.

Approval rate of all 24 lenders with 20+ decisions here
0%25%50%75%100%Bank of America, National Association: 46% approved of 24Banner Bank: 50% approved of 20Onpoint Community Credit Union: 60% approved of 141Rocket Mortgage, LLC: 60% approved of 48Kiavi Funding, Inc.: 62% approved of 42Kind Lending, LLC: 64% approved of 22Homexpress Mortgage Corp.: 64% approved of 36United Wholesale Mortgage, LLC: 66% approved of 107Pennymac Loan Services, LLC: 68% approved of 38U.S. Bank National Association: 70% approved of 40Columbia Bank: 75% approved of 51Movement Mortgage, LLC: 78% approved of 37Oregon Community: 79% approved of 58Newrez LLC: 83% approved of 41Cmg Mortgage, Inc.: 85% approved of 41Guild Mortgage Company LLC: 87% approved of 23Selco Community: 91% approved of 33Crosscountry Mortgage, LLC: 91% approved of 22JPMorgan Chase Bank, National Association: 92% approved of 24The Loan Store, Inc.: 92% approved of 65Citadel Servicing Corporation: 93% approved of 42Directors Mortgage, Inc.: 95% approved of 20Lima One Capital, LLC: 96% approved of 45Ameritrust Mortgage Corporation: 100% approved of 20

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Investment property refinance lenders in Oregon

LenderApprovalApprovedTaken upTypical loanLoans made
1Onpoint Community Credit Union60%85 / 14193%$125K79
2United Wholesale Mortgage, LLCBroker only66%71 / 10797%$375K69
3The Loan Store, Inc.92%60 / 6587%$415K52
4Oregon Community79%46 / 5893%$115K43
5Columbia Bank75%38 / 5195%$305K36

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 257 more lenders.

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You are seeing the 5 largest investment property refinance lenders in Oregon. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Oregon

Counties in Oregon