Investment property improvement lenders in Adams County, Pennsylvania
Fat Boy Data analyzed investment home improvement loan activity in Adams County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 48 applications were decided by 21 lenders between 2023 and 2025.
Adams County at a glance
How Adams County compares
What the data shows
ACNB Bank made the most investment home improvement loans in Adams County, PA, 11 of them.
That is 44% of every investment home improvement loan originated here, so this market is unusually concentrated in one lender.
The typical investment home improvement loan here is $105K, 11% larger than the Pennsylvania typical of $95K.
Investment property improvement lenders in Adams County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | ACNB BankLimited sample | 85% | 11 / 13 | 100% | $105K | 11 |
| 2 | Members 1StLimited sample | 43% | 3 / 7 | 100% | $105K | 3 |
| 3 | PNC Bank, National AssociationLimited sample | 33% | 2 / 6 | 100% | $55K | 2 |
| 4 | Manufacturers and Traders Trust CompanyLimited sample | 25% | 1 / 4 | 100% | $55K | 1 |
| 5 | Bank of America, National AssociationLimited sample | 50% | 1 / 2 | 100% | $105K | 1 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 16 more lenders.
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You are seeing the 5 largest investment home improvement loan lenders in Adams County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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