Investment property refinance lenders in Adams County, Pennsylvania
Fat Boy Data analyzed investment property refinance activity in Adams County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 89 applications were decided by 24 lenders between 2023 and 2025.
Adams County at a glance
How Adams County compares
What the data shows
Nymeo Federal Credit Union made the most investment property refinances in Adams County, PA, 37 of them.
That is 47% of every investment property refinance originated here, so this market is unusually concentrated in one lender.
Nymeo Federal Credit Union approved the highest share of applications among lenders with at least 20 decisions here, 100% of 37.
Lenders approved 92.1% of investment property refinance applications in Adams County, PA, 13.0 percentage points above the Pennsylvania rate of 79.2%.
The typical investment property refinance here is $205K, 32% larger than the Pennsylvania typical of $155K.
Investment property refinance lenders in Adams County
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Nymeo Federal Credit Union | 100% | 37 / 37 | 100% | $205K | 37 |
| 2 | ACNB BankLimited sample | 100% | 10 / 10 | 100% | $165K | 10 |
| 3 | Members 1StLimited sample | 80% | 4 / 5 | 100% | $125K | 4 |
| 4 | Truist BankLimited sample | 60% | 3 / 5 | 100% | $115K | 3 |
| 5 | Orrstown BankLimited sample | 80% | 4 / 5 | 100% | $75K | 4 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 19 more lenders.
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