HomePennsylvaniaBerks CountyInvestment home improvement
investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Berks County, Pennsylvania

Fat Boy Data analyzed investment home improvement loan activity in Berks County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 223 applications were decided by 57 lenders between 2023 and 2025.

Berks County at a glance

57Active lenders1 with 20+ decisions
48.0%Market approval rate107 of 223 decided
$95KTypical loanmedian lender, $10K brackets
95%Borrower take-up102 loans funded

How Berks County compares

Approval rate compared
Berks County48.0%Pennsylvania50.2%All 616 counties51.2%
Typical loan compared
Berks County$95KPennsylvania$95KAll 616 counties$115K

What the data shows

Fulton Bank, National Association made the most investment home improvement loans in Berks County, PA, 17 of them.

Fulton Bank, National Association approved the highest share of applications among lenders with at least 20 decisions here, 69% of 26.

No lender with a meaningful sample here has a typical investment home improvement loan at or below $35K, so small jobs are poorly served by the banks in this market.

Investment property improvement lenders in Berks County

LenderApprovalApprovedTaken upTypical loanLoans made
1Fulton Bank, National Association69%18 / 2694%$95K17
2TD Bank, National AssociationLimited sample53%8 / 15100%$65K8
3Diamond Credit UnionLimited sample57%8 / 14100%$205K8
4Citizens Bank, National AssociationLimited sample0%0 / 130
5First National Bank of PennsylvaniaLimited sample15%2 / 13100%$15K2

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 52 more lenders.

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You are seeing the 5 largest investment home improvement loan lenders in Berks County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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