HomePennsylvaniaNorthampton CountyCash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Northampton County, Pennsylvania

Fat Boy Data analyzed cash-out refinance activity in Northampton County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,681 applications were decided by 202 lenders between 2023 and 2025.

Northampton County at a glance

202Active lenders31 with 20+ decisions
69.7%Market approval rate2,567 of 3,681 decided
$135KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,436 loans funded

How Northampton County compares

Approval rate compared
Northampton County69.7%Pennsylvania66.1%All 616 counties68.2%
Typical loan compared
Northampton County$135KPennsylvania$145KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Northampton County, PA, 718 of them.

That is 29% of every cash-out refinance originated here, so this market is unusually concentrated in one lender.

Goldtech Fortune Consultancy Limited approved the highest share of applications among lenders with at least 20 decisions here, 100% of 43.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Mortgage Research Center, LLC: 11% approved of 38Amerisave Mortgage Corporation: 33% approved of 254Lakeview Loan Servicing, LLC: 33% approved of 55Carrington Mortgage Services, LLC: 41% approved of 108Spring Eq, LLC: 45% approved of 22American Financing Corporation: 46% approved of 26New Day Financial, LLC: 48% approved of 48Newrez LLC: 50% approved of 192New American Funding, LLC: 51% approved of 35Village Capital & Investment LLC: 52% approved of 21Wells Fargo Bank, National Association: 56% approved of 87Freedom Mortgage Corporation: 61% approved of 111Onity Mortgage Corporation: 65% approved of 20Mutual of Omaha Mortgage, Inc.: 66% approved of 41Truist Bank: 67% approved of 21Pennymac Loan Services, LLC: 68% approved of 112Loandepot.Com, LLC: 68% approved of 100GoodLeap, LLC: 68% approved of 38United Wholesale Mortgage, LLC: 71% approved of 191Navy Federal Credit Union: 73% approved of 30Flagstar Bank, National Association: 79% approved of 24Rocket Mortgage, LLC: 80% approved of 932Police & Fire Federal Credit Union: 84% approved of 25ESSA Bank & Trust: 84% approved of 32JPMorgan Chase Bank, National Association: 87% approved of 30Nationstar Mortgage LLC: 87% approved of 77The Fidelity Deposit and Discount Bank: 91% approved of 57Crosscountry Mortgage, LLC: 93% approved of 30Reliance First Capital, LLC: 96% approved of 25First Commonwealth Federal Credit Union: 99% approved of 173Goldtech Fortune Consultancy Limited: 100% approved of 43

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Northampton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%746 / 93296%$135K718
2Amerisave Mortgage Corporation33%83 / 25498%$125K81
3Newrez LLC50%96 / 192100%$125K96
4United Wholesale Mortgage, LLCBroker only71%136 / 19198%$235K133
5First Commonwealth Federal Credit Union99%171 / 17398%$75K167

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 197 more lenders.

Free. One email unlocks the whole market.

You are seeing the 5 largest cash-out refinance lenders in Northampton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

  • Every lender, ranked
  • Approval and take-up rates
  • Typical loan and full range
  • Nearest office and distance
  • Branch count and how to apply
  • How reachable each lender is

We email you the unlock link and occasional updates on your market. We may share your interest with mortgage providers so they can contact you. How we use your data. Unsubscribe any time.

Other lending data for Northampton County

Nearby markets