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investment property improvement lenders · HMDA 2023–2025

Investment property improvement lenders in Northampton County, Pennsylvania

Fat Boy Data analyzed investment home improvement loan activity in Northampton County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 141 applications were decided by 50 lenders between 2023 and 2025.

Northampton County at a glance

50Active lenders0 with 20+ decisions
56.7%Market approval rate80 of 141 decided
$105KTypical loanmedian lender, $10K brackets
95%Borrower take-up76 loans funded

How Northampton County compares

Approval rate compared
Northampton County56.7%Pennsylvania50.2%All 616 counties51.2%
Typical loan compared
Northampton County$105KPennsylvania$95KAll 616 counties$115K

What the data shows

Pennsylvania State Employees Credit Union made the most investment home improvement loans in Northampton County, PA, 7 of them.

Lenders approved 56.7% of investment home improvement loan applications in Northampton County, PA, 6.5 percentage points above the Pennsylvania rate of 50.2%.

The typical investment home improvement loan here is $105K, 11% larger than the Pennsylvania typical of $95K.

Investment property improvement lenders in Northampton County

LenderApprovalApprovedTaken upTypical loanLoans made
1TD Bank, National AssociationLimited sample50%6 / 12100%$105K6
2Fulton Bank, National AssociationLimited sample45%5 / 11100%$125K5
3Bank of America, National AssociationLimited sample20%2 / 10100%$25K2
4Pennsylvania State Employees Credit UnionLimited sample100%8 / 888%$95K7
5PNC Bank, National AssociationLimited sample14%1 / 7100%$105K1

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 45 more lenders.

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