refinance lenders · HMDA 2023–2025

Refinance lenders in Northampton County, Pennsylvania

Fat Boy Data analyzed mortgage refinance activity in Northampton County, Pennsylvania to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 2,836 applications were decided by 192 lenders between 2023 and 2025.

Northampton County at a glance

192Active lenders31 with 20+ decisions
76.3%Market approval rate2,164 of 2,836 decided
$105KTypical loanmedian lender, $10K brackets
95%Borrower take-up2,053 loans funded

How Northampton County compares

Approval rate compared
Northampton County76.3%Pennsylvania75.8%All 616 counties76.5%
Typical loan compared
Northampton County$105KPennsylvania$115KAll 616 counties$295K

What the data shows

Embassy Bank For The Lehigh Valley made the most mortgage refinances in Northampton County, PA, 181 of them.

Goldtech Fortune Consultancy Limited approved the highest share of applications among lenders with at least 20 decisions here, 100% of 29.

Approval rate of all 31 lenders with 20+ decisions here
0%25%50%75%100%Discover Bank: 39% approved of 82Lakeview Loan Servicing, LLC: 39% approved of 33Newrez LLC: 52% approved of 46Mortgage Research Center, LLC: 58% approved of 24Manufacturers and Traders Trust Company: 59% approved of 22Truist Bank: 61% approved of 174TD Bank, National Association: 62% approved of 45Bank of America, National Association: 70% approved of 63Royal United Mortgage LLC: 71% approved of 21Members 1St: 73% approved of 81Planet Home Lending, LLC: 74% approved of 31Fulton Bank, National Association: 75% approved of 110Wells Fargo Bank, National Association: 76% approved of 29United Wholesale Mortgage, LLC: 78% approved of 125Rocket Mortgage, LLC: 78% approved of 153Pennsylvania State Employees Credit Union: 79% approved of 33People First Federal Credit Union: 80% approved of 167Citizens Bank, National Association: 80% approved of 99PNC Bank, National Association: 80% approved of 221First Commonwealth Federal Credit Union: 81% approved of 125Embassy Bank For The Lehigh Valley: 82% approved of 226Pennymac Loan Services, LLC: 83% approved of 53Nationstar Mortgage LLC: 85% approved of 20Mutual of Omaha Mortgage, Inc.: 88% approved of 25Peoples Security Bank and Trust Company: 90% approved of 41Cmg Mortgage, Inc.: 92% approved of 24Village Capital & Investment LLC: 93% approved of 29Irco Community Federal Credit Union: 94% approved of 36Crosscountry Mortgage, LLC: 95% approved of 39Freedom Mortgage Corporation: 98% approved of 47Goldtech Fortune Consultancy Limited: 100% approved of 29

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Northampton County

LenderApprovalApprovedTaken upTypical loanLoans made
1Embassy Bank For The Lehigh Valley82%185 / 22698%$105K181
2PNC Bank, National Association80%177 / 22196%$105K170
3Truist Bank61%107 / 17493%$105K99
4People First Federal Credit Union80%133 / 16798%$65K131
5Rocket Mortgage, LLC78%120 / 15390%$285K108

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 187 more lenders.

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You are seeing the 5 largest mortgage refinance lenders in Northampton County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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