Cash-out refinance lenders in Puerto Rico
Fat Boy Data analyzed cash-out refinance activity in Puerto Rico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,115 applications were decided by 47 lenders between 2023 and 2025.
Puerto Rico at a glance
How Puerto Rico compares
What the data shows
Banco Popular De Puerto Rico made the most cash-out refinances in Puerto Rico, 173 of them.
Home Mortgage Bankers Corp. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 24.
Lenders approved 74.3% of cash-out refinance applications in Puerto Rico, 6.0 percentage points above the the United States rate of 68.2%.
The typical cash-out refinance here is $125K, 19% smaller than the the United States typical of $155K.
Each dot is one lender, placed at its approval rate. Hover for the name and sample size.
Cash-out refinance lenders in Puerto Rico
| Lender | Approval | Approved | Taken up | Typical loan | Loans made | |
|---|---|---|---|---|---|---|
| 1 | Banco Popular De Puerto Rico | 68% | 184 / 271 | 94% | $125K | 173 |
| 2 | Oriental Bank | 60% | 88 / 147 | 95% | $125K | 84 |
| 3 | Firstbank Puerto Rico | 76% | 106 / 139 | 89% | $155K | 94 |
| 4 | Senior Mortgage Bankers Inc. | 80% | 51 / 64 | 100% | $155K | 51 |
| 5 | Sun West Mortgage Company, Inc. | 71% | 37 / 52 | 65% | $145K | 24 |
Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.
Fat Boy found 42 more lenders.
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You are seeing the 5 largest cash-out refinance lenders in Puerto Rico. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.
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