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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Carolina Municipio, Puerto Rico

Fat Boy Data analyzed cash-out refinance activity in Carolina Municipio, Puerto Rico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 199 applications were decided by 28 lenders between 2023 and 2025.

Carolina Municipio at a glance

28Active lenders3 with 20+ decisions
80.9%Market approval rate161 of 199 decided
$125KTypical loanmedian lender, $10K brackets
96%Borrower take-up154 loans funded

How Carolina Municipio compares

Approval rate compared
Carolina Municipio80.9%Puerto Rico74.3%All 616 counties68.2%
Typical loan compared
Carolina Municipio$125KPuerto Rico$125KAll 616 counties$155K

What the data shows

Banco Popular De Puerto Rico made the most cash-out refinances in Carolina Municipio, PR, 28 of them.

Firstbank Puerto Rico approved the highest share of applications among lenders with at least 20 decisions here, 91% of 22.

Lenders approved 80.9% of cash-out refinance applications in Carolina Municipio, PR, 6.6 percentage points above the Puerto Rico rate of 74.3%.

Cash-out refinance lenders in Carolina Municipio

LenderApprovalApprovedTaken upTypical loanLoans made
1Banco Popular De Puerto Rico71%30 / 4293%$125K28
2Oriental Bank66%19 / 2995%$125K18
3Firstbank Puerto Rico91%20 / 2285%$155K17
4Senior Mortgage Bankers Inc.Limited sample91%10 / 11100%$125K10
5Caribe Federal Credit UnionLimited sample82%9 / 11100%$75K9

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 23 more lenders.

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